During the past years, the endurable method used for splitting up and acquiring ownership of apartment blocks was company title. However this has gone through defects and concerns particularly complications in instituting mortgages. That's the reason strata certificate was made and introduced in the beginning in New South Wales State within Australia. Strata certificate allows people to have their flats situated in multi-level properties. Strata schemes include Home or Business or Commercial Certificate Scheme, Building Management Committees, Community Title, Neighborhood Schemes and Company Title.