Daily Archives: August 27, 2009


If you are not yet familiar with the electronic insect zapper, you are really going to like it and if you have used one before, I bet you'll welcome it back like an old, long-lost friend! The electric bug killer does just what it says it does: it zaps bugs. But it does it really, very effectively.

Hand Held Bug Zapper


Lets be pristinely clear. The term Loan Modification means changing or modifying the terms of an EXISTING loan. A Refinance is a NEW LOAN usually done to cash out some of the equity in a house or to get a better interest rate that now exists. However you want to say it, its effects are similar. The conditions to apply for loan modification differ from refinancing in that the application for loan modification requires proof of hardship. This is not difficult to do in todays economy.

Loan Modification ” A Refinance in a New Dress?


We need to look at short sales as a positive transaction instead of a negative one. There are so many Arizona short sales, foreclosures, REO's and bank-owned properties on the market today. Short sales are by far leading the pack. We can no longer ignore these homes as it drastically limits our buyer's choices.

What Questions Should Be Asked Prior To Writing An Offer ...