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Are you considering buying a new house in a newly developed development? Are you attracted to the sparkle and style of new construction? Are you ready to make the move to a newly built home, but don’t know what questions to ask?

buying new construction is significantly many than buying a used home. It isn’t necessarily harder (in many ways it’s easier) however you do need to consider various factors and ask many questions.

With old construction, you need to bring in an engineer to inspect the house and look for defects. Every used home will have problems, and very often the repair may fall on the new housebuyer. From the seller’s perspective, their offering it at this price for the condition it’s in; while the condition is not perfect, you’re not paying for new construction.

In other words, they’re charging less for a used home because it needs repairs.

New construction, in comparison, should be delivered in excellent condition. While you will definitely want to do a walk-through inspection prior to closing, the process is much simpler. During construction, you can very often inspect the progress of building as it is being done. If you see something that is an issue, you are able to promptly correct it during the building phase as opposed to going back and fixing it at a later date. Since many repairs and existing houses are the product of the age-such as split foundations, sagging walls, leaky ceilings, and broken pipes, damaged faucets, cracked tiles, old windows, lack of insulation, etc., you could have very little of these issues with a newly built home.

While you may certainly hire an engineer to inspect a newly built home, they’re usually looking for issues that generally are not present in a new house. Further, since most new houses carry a warranty, you have a level of protection you would not have with a old house.

Don’t be fooled by the cost of an old home. The asking price is only one piece of the picture. The remodels and repairs necessary to get the house in the way you need could add tens or hundreds of thousands of dollars to the price of that house. Additionally, you often need to come up with that money “out of pocket.” In comparison, the newly built home is in as ideal of condition as possible, which is built into the purchase price, and can be paid for with your mortgage.

Let’s look at an example: a new construction in Commack New York that is over 3400 sq.ft. is just over $1 million. The house is in brand-new perfect condition and ready to move-in. A similar “used” home in the area of the same size could be $950,000. While it may seem that you “save” $75,000 on a used home, you’re buying a home that’s twenty years old, will last twenty years less, and already has 20 years of wear and tear. Since most homes have a useful life of 60-75 years, you’d be purchasing a home with less long term value.

With existing houses, you may need to renovate. The kitchen may need to be fixed, bathrooms updated, and other repairs made. The used house may not be the exact layout you like. This could require structural changes to the house – which may warrant six months of renovations while you’re living in the house. These remodeling could cost $50-$100,000 and will be money you will have to produce out of pocket. Had you bought the new home for slightly more, you would not need to come up with an additional $75,000 out of pocket, would not need to live free six months of construction, and would have a perfect ready to occupy a home on the day you close.

So does this mean new homes are perfect? No. But generally speaking, they are the better option. When talking about something this size and the scale of the new house, there will always be issues. It is sometimes easier to deal with those issues with a reputable builder during the construction process than it is to deal with them on your own after you have purchased the home and have no one to turn to. Items such as a leaky faucet or cracked tile can easily be repaired or replaced by the builder at no additional cost whereas doing such repairs on your own with the used home requires time and money on your end.

TIP: Be sure to work with a creditable builder in your area who you can turn to with questions and ideas. Try to produce as many ideas as possible at the very beginning of the process before construction; moving walls after rooms have been constructed can be extremely expensive, whereas relocating them before building is started will carry relatively low cost.