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home equity
Lets be pristinely clear. The term Loan Modification means changing or modifying the terms of an EXISTING loan. A Refinance is a NEW LOAN usually done to cash out some of the equity in a house or to get a better interest rate that now exists. However you want to say it, its effects are similar. The conditions to apply for loan modification differ from refinancing in that the application for loan modification requires proof of hardship. This is not difficult to do in todays economy.
Loan Modification ” A Refinance in a New Dress?
A big reason why debt is such a huge problem for most people, is that they let it build and build and don't do anything about it until it becomes too much for them and gets way out of hand. The reason for this is because there is a certain stain that is assumed when you're in debt. In days past, they actually put people in prison who couldn't pay their bills. It seems like the dread and fear of this has become ingrained in the unconscious minds of the masses today. The truth is though, that there isn't any real shame in becoming a client of a debt reduction service.