The actual moment you start planning on getting a house loan, it is best to contact a loan expert. It will do you much good to have them sit down with you and work out the strategic planning. You need those in place beyond what you will know. I know you may think you know all you should know, but there are particular aspects that you might miss given that you are not a specialist in these issues. Talk to the professionals and they will assist you to way more than you may help yourself. That's a simple fact.