The recent housing slump means that a lot of home sellers are having a hard time trying to sell their home right now. It's a buyer's market when it comes to house sales right now, which means home prices are low and there are lots of homes that are currently being sold. Today's lower prices means that a lot of house sellers aren't getting as much cash as they'd like out of the sale of their current home and it means they won't have as much to spend on a new dwelling.