Many people immediately find themselves in a state of affairs the place they'll now not afford their monthly mortgage payments and must sell their home. But with the downturn within the housing market, the market worth of the house is less than the quantity remaining on the mortgage. As the house languishes in the marketplace, the house owner is pressured to proceed making the mortgage funds, and should fall behind. That introduces the potential of foreclosure, and the home-owner may be looking desperately for a approach out. If no one needs to buy the home, and the mortgage holder will not renegotiate terms, then there's an alternative choice that may save the home-owner from this bad situation. That option is to promote to an individual or company that is willing to hire back the property to the current homeowner.