Remortgages, secured loans and homeowner loans, all three of which are forms of home loans can be used for almost anything. They are good cheap low interest ways to carry out home improvements either to the exterior of your property such as to built a garage, a patio or even a swimming pool or to fund interior improvements of any kind. Many people pay off all their other debts with a debt consolidation loan which is another purpose for a remortgage, secured loan or homeowner loan.