By Arturo Vasco

You have visited Rio de Janeiro, enjoyed your vacation, intending to go back frequently and that means you are at this point considering buying real estate property for both a smart investment and a domicile. Your plan can’t be any better mainly because Rio’s real estate property has been really good and almost certainly will continue on through 2016.

For a person not familiar to the region, the language or the customs, it is extremely advised that you use a real estate property specialist. It won’t cost you anything due to the fact the home owner will pay the broker fee on the sale. In Brazil, real-estate agents are part of a specialized organization and should be able to produce an identification card that contains their CRECI license number. On top of that, it is highly recommended that you likewise work with a real-estate lawyer to verify the legal proprietor of the home and that there are zero outstanding liens.

To no surprise, obtaining a penthouse apartment in Rio de Janeiro’s most wealthy areas such as Leblon, Ipanema and Copacabana will probably be quite expensive. Throughout the previous 5 years, their values have substantially increased. Normally, apartments in these locations go for R$6,000 to R$10,000 (R$=Reais) per sq meter (M2). The greater of the rates belonging to flats in the vicinity of the beaches. A 90 M2 unit which is around 1,000 sq ft can average R$720,000.

In case you have 100% of the cash, there are bargains to be discovered. From auctions on foreclosed properties to apartments that are locked up because they are in the process of being willed (inventario), you could discuss discounted prices of as much as 25 to 30%. But most of these situations are few and they have a tendency to have more red tape. However, if you can uncover them, you can get a excellent penthouse bargain in Copacabana or Ipanema.

If you need a loan, Brazil is a rather simple location to be eligible. First you will require a CPF number. This is the equivalent to a social security number in the US. You can aquire this at the local Brazilian consulate or at the post office in Brazil. 2nd, you need to have a standard down payment of 20%. The more you put down, the better considering that the rate of interest in Brazil is 12%. The final factor is a Brazilian bank account along with proof of income. The lender will normally need to view six months of deposits equaling your reported revenue. With all these ingredients set up, you are prepared to purchase your dream family vacation home in Rio de Janeiro.
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