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France is a popular place to own a property, whether for holiday hideaway or permanent home. It is so popular because the it’s easy to get to, the weather is incomparable, and the type of lifestyle you want to live is within easy reach. So, how do you find a french property – and what should you know about the buying process?
First you should look at different areas of France and compare their cost of living, their economy, their history and their tourism. Real estate personnel, websites and the local visitor center can offer a wealth of information on the surrounding area.
A property fact finding mission is a good idea. Set aside a long weekend to explore your favored region and view properties. Plan ahead to make appointments with estate agents, giving them time to prepare a list of suitable properties, and make sure an English speaker is available if you need one.
When you see a French property you like, don’t commit yourself on the spot, particularly if under pressure to sign a contract. First obtain a structural survey and valuation report. An appropriate survey might uncover some issues, which allows you to settle for a discount in the price. You should really get a lawyer who specializes in French Real Estate law and who will help write up a good purchase agreement.
There are two main stages for purchasing a property. After you’ve chosen a property and agreed on a price, you’ll probably be asked to sign a contract for a preliminary purchase, and pay a deposit, usually of 10% of the price of your purchase.
The contract is binding subject to various conditions and formalities. The next step is signing an acte de vente (deed of sale), which is done once ownership of the estate is signed over to you and the full sum of the buying fees are paid.