Insurance CE – Insurance Products


You may think there are only life, automobile, and health insurances that you can buy, but there are many more insurance products that may fit your needs. They range from retirement to trip cancellation kind of policies. A reputable insurance company should be able to sell you any of these products.

Health cover provides coverage for you and your entire family. It pays a percentage of medical bills from hospital and doctor visits. Some health cover policies also cover prescription drugs.

Life coverage is of two different types. We have the term and whole life cover. Whole life cover involves an investment strategy, like bonds and money market instruments. Payment of dividends is done from these investments and then they are added to the face value. In term life, the face value is only paid upon death.

Automobile on the other hand covers your automobile in case of accident or theft. Collision coverage covers your vehicle as well as the other person’s vehicles in case of an accident that is your fault. Liability policy covers only the other vehicle in an accident that is your fault. Underinsured or uninsured motorist cover takes care of property and vehicle damage in case both drivers are found at fault or one or both are underinsured or not insured at all.

Retirement policy, or an annuity, is a contract to make payments to an account. After you retire, a sum will be paid to you for the rest of your life. Annuities are normally a stable and safe form of retirement savings.

Buy drugs online from the web chemist would ask you send a scanned copy of the prescription by means of email or levitra 20mg tablets fax so that the order can be verified. viagra prescription free A prolong consumption of alcohol reduces sexual response. What you should do before taking buy viagra in canada medication? You should strictly inform few important details to your healthcare professional, so that you can avoid medical complications and even death. Impotent men canada viagra no prescription all over the world are looking for an improvement in their relationships and sex life. If you own a business, then you need business coverage. This covers property destruction by fires or theft. Also some policies cover the employees’ claims of compensation against injuries in the course of duty and also contractual terms.

For those who travel widely using airplanes it is important to have flight cancellation type of coverage. In case you decide to cancel your flight for various reasons which may include an emergency, death or an illness, this policy can help in covering for costs that may arise in the process.

Umbrella type of coverage covers you and your business against losses that may occur because of big settlements. It also covers accident that may occur to your vehicle and your property which exceeds the limit of your liability. This extra coverage is bought together with other policies.

There are many insurance products available of which you may not be aware. Most policies have a deductible that you will have to pay before the policy will begin. A little research on the internet or a quick phone call to your agent can give you much more information about all the types of cover options that are available to you.

Please Review Our ce classes for insurance