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The recent rise in unemployment has contributed to the high rise in applications for HUD housing. If you have recently been demoted and your income is considerably lower, you should think about applying for HUD housing. HUD housing is for people that cannot afford to live in their current house or apartment.
You can find information about how to get into HUD housing by going to HUDs website. You can also call up HUD and ask them directly about what you need to get housing.
The next stop would be to head down to a housing agency and get the forms and fill it out. Take with you tax information, pay stub, and any other document that shows your income is within HUDs restrictions.
Some resources you might want to use for finding HUD housing are the rental house magazines you find at supermarkets or next to bus stops. These magazines can give you a good idea of the HUD housing available in the area, especially if you are new in town.
Next try asking your friends about HUD housing. If they have lived in HUD housing before, then they can give you real life experience stories. If they had lived in a particular subsidized house where the landlord was good, they can recommend them to you.
Go online and search for HUD housing using craigslist. This is a free website where sellers can list their products and buyers can find something they want. Many landlords list their HUD housing there, and you should be able to find something there.
Be cautious when you are look for HUD housing online. Some people will try to trick you by asking you to send a deposit first. You should always go and look at the HUD housing first with the owner. Make sure they actually own the place.
Think about buying renters insurance if you move into HUD housing. This will protect your assets from destruction or theft.