If you are one of the numerous people who are searching for an apartment to rent, and continually being refused when their credit rating comes up, you’ll love apartments for rent that don’t required a credit check. Even though it’s discouraging to be continually turned down when you’ve been searching for an apartment, don’t throw in the towel just yet. In fact, when your credit score is the make-or-break factor in your apartment application being approved, there are some steps you can take to increase the likelihood that you will have a new place to live.
The first step you need to take is to obtain a copy of your credit report to determine exactly where you stand as soon as you start thinking about moving to a new residence. Should you notice mistakes in the report, you must work to have as many of them corrected as you can. After you’ve made sure to correct any mistakes that might be on your report, you’ll also want to create a letter of explanation for situations that occurred and given you a less than stellar credit record. You’ll want to take this information with you when you start looking for new housing so you’ll have it available for landlords you’re interviewing with.
Remember that the individuals who rent apartments are human beings with feelings. Almost everyone can relate to someone who has gone through a tough patch in their life that is now a black mark on their credit report. It is quite possible that they will admire your initiative in attempting to remedy the situation and approaching the situation proactively prior to beginning the apartment search. The letter explaining your situation is likely to impress as well.
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You can also get a letter of recommendation from your present landlord stating that your rent was always paid on time and in full each month to further plead your case. It would also make some extra points in your favor if your landlord comments on the excellent care you give to your rental property.
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