If you are considering moving to Canada, you should consider Calgary houses for sale. Located in the Canadian province of Alberta, this economically prosperous city is experiencing rapid growth.

Calgary is well known for its winter sports and mountain resorts. It boasts a low unemployment rate and a wide variety of jobs in the petroleum, agriculture, tourism, and high-tech industries.

It is tempting for home buyers to skip real estate agents and attempt to deal directly with private home sellers. Everyone wants to save a buck, but buying a home without the aid of a professional agent may end up costing you dearly. An agent knows real estate law and the true market value of available homes.

Here are four common myths many home shoppers have concerning “for sale by owner” properties.

Myth 1. Realtors Only Sell Multiple Listing Properties

If you think a realtor can only sell a home that is in the MLS (Multiple Listing Service), you are mistaken. Finding the home you want is the number one intent of your agent.

Just because the home you want is being sold privately doesn’t preclude an agent from working with you. Your realtor will seek to negotiate the best possible price and make sure you are protected contractually.

Your realtor can approach the seller and discuss a fair commission amount. A seller with a home on the market is almost always willing to negotiate in order to sell the home.

Myth 2. The Private Seller Realtor Refusal Myth

You may assume that a private owner has something against using an agent. If a person really wants to sell their property, they will consider an offer from any qualified party, even if presented by a realtor.

The obvious reason some sellers go the private sale route is to avoid paying a commission. However, by listing the property themselves, they eliminate about 90% of the home buyer market. This means their property may remain unsold for quite some time.

The private seller benefits from the real estate agent’s services: handling the offer, knowing the legalities involved, supervising inspections, and handling the closing details. These are all home sale issues in which the private seller is most likely inexperienced.

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Many first time home buyers are under the impression that a realtor will require money or a fee in advance. They think if they avoid the use of a realtor and go the “for sale by owner” route, it will save them from having to pay funds to an agent.

The only up front cost is your time. When a property is found that you want to purchase, the agent is still not paid until the day you sign the papers and the property becomes yours. The agent is paid out of proceeds from the sale.

Myth 4. The Saving Money Buying Privately Myth

A private seller is already trying to save money by avoiding a real estate commission. The seller is already missing a huge percentage of the buyer market just to avoid paying a commission.

A seller that is already cutting off his nose to spite his face to save money is not going to be willing to negotiate freely with you, if at all.

A realtor can protect you from costly mistakes and legal issues. So what little you “save” buying privately might cost you big time in the end.

Myths 1-4. The Myths Exposed

Now you know the truth about some common myths concerning FSBO properties. A realtor is a great advantage to a home buyer in any real estate transaction. Proper legal procedures will be followed, a property disclosure statement will be obtained, and you can relax knowing you are protected in your purchase.

A private seller most likely does not have knowledge of current real estate laws. They also probably have an outdated real estate contract, if they have one at all. Your agent will also know the true market value of the home.

This is not to say that you cannot consider FSBO properties when looking for Calgary houses for sale. The purpose of an agent is to provide you with a safe and risk-free home investment experience, whether the property is multiple listed or FSBO.

Tom Sherry is a Calgary real-estate agent. You can find more tips on finding Calgary houses for sale. Also search listings in Calgary by visiting Tom’s website by clicking here